In most cases, you have up to 30 days to report your workplace injury to your employer. However, laws can vary from state to state, so it’s best to report the injury as soon as possible.
If possible, report your injury immediately after the accident occurs. While laws vary, most injuries are required to be reported to your supervisor within 24 hours. However, if you fail to report the injury the same day it happens, your ability to collect benefits may be compromised.
While most work-related injuries are covered by workers’ compensation, there are several notable exceptions to this rule. For example, if an employee is injured due to being drunk or under the influence of illegal drugs, coverage will be denied. Along with this, coverage may be denied if injuries are self-inflicted, occur during a crime, violate company policies, or happen when the employee was not on the job.
While many workers’ comp claims cover injuries resulting from accidents, other long-term problems and illnesses may also be covered. In fact, many workers gain compensation for repetitive stress injuries, back injuries, or illnesses and diseases occurring during employment, such as lung disease or heart conditions
Get medical attention for your injuries. Afterwards, inform your employer of your injuries as soon as possible, since they will need to fill out an accident report and other paperwork for your workers’ comp claim. And to make sure your legal rights are protected if you file a workers’ comp claim, contact an experienced and knowledgeable attorney who specializes in workers’ comp claims, since they will be able to advise you on what to do each step of the way.
Medical benefits covered by workers’ comp include all expenses associated with medical treatment that is directly linked to your job-related injury. This can include surgery, physical therapy, and other treatments. Along with this, all future follow-up appointments are covered, and if treatment is needed in another city, you are entitled to reimbursement for mileage. To get these benefits, work with a skilled attorney who can have your medical records examined by expert witnesses, and then negotiate with your employer’s insurance company to reach a fair settlement.
If you suffer only minor injuries and know your employer will be fair with you, an attorney is probably not necessary. However, if you have serious injuries, fear retaliation from your employer for filing a claim, or know little about how workers’ comp law works, hire an attorney who specializes in these cases.